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      <marc:subfield code="a">Chen, Heng, </marc:subfield>
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      <marc:subfield code="a">A spatial model of bank branches in Canada / </marc:subfield>
      <marc:subfield code="c">by Heng Chen and Matthew Strathearn.</marc:subfield>
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    <marc:datafield tag="264" ind1=" " ind2="1">
      <marc:subfield code="a">Ottawa, Ontario, Canada : </marc:subfield>
      <marc:subfield code="b">Bank of Canada = Banque du Canada, </marc:subfield>
      <marc:subfield code="c">2020.</marc:subfield>
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      <marc:subfield code="c">©2020</marc:subfield>
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      <marc:subfield code="a">Staff working paper = Document de travail du personnel, </marc:subfield>
      <marc:subfield code="x">1701-9397 ; </marc:subfield>
      <marc:subfield code="v">2020-4</marc:subfield>
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      <marc:subfield code="a">Cover title.</marc:subfield>
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      <marc:subfield code="a">"Last updated: February 6, 2020."</marc:subfield>
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      <marc:subfield code="a">Includes bibliographical references (pages 23-28).</marc:subfield>
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      <marc:subfield code="a">"This research aims to empirically analyze the spatial distribution of bank-branch networks in Canada. We study the market structure (both industrial and geographic concentrations) within the networks’ own or adjacent postal areas. Our empirical framework considers branch density (the ratio of the total number of branches to the area size) by employing a spatial two-way fixed-effects model. Our main finding is that there are no effects associated with market structure; however, there are strong spatial socioeconomic effects from the networks' own and nearby areas. In addition, we also study the effect of spatial competition from rival banks: we find that large banks and small banks tend to avoid markets dominated by their competitors"--Abstract.</marc:subfield>
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      <marc:subfield code="a">Branch banks</marc:subfield>
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      <marc:subfield code="a">Bank buildings</marc:subfield>
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      <marc:subfield code="a">Succursales bancaires</marc:subfield>
      <marc:subfield code="z">Canada.</marc:subfield>
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      <marc:subfield code="a">Banques (Édifices)</marc:subfield>
      <marc:subfield code="z">Canada.</marc:subfield>
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      <marc:subfield code="a">Bank of Canada.</marc:subfield>
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      <marc:subfield code="a">Staff working paper (Bank of Canada)</marc:subfield>
      <marc:subfield code="v">2020-4.</marc:subfield>
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      <marc:subfield code="q">PDF</marc:subfield>
      <marc:subfield code="s">1.94 MB</marc:subfield>
      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2020/banque-bank-canada/FB3-5-2020-4-eng.pdf</marc:subfield>
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