00000nam 2200000zi 4500 9.902889 CaOODSP 20221107180104 m o d f cr |n||||||||| 210826t20212021oncd ob f|0| 0 eng d CaOODSP eng rda CaOODSP n-cn--- FB3-5/2021-28E-PDF Chen, Heng, 1981- author. Consumer cash withdrawal behaviour : branch networks and online financial innovation / by Heng Chen, Matthew Strathearn and Marcel Voia. Ottawa, Ontario, Canada : Bank of Canada = Banque du Canada, 2021. ©2021 1 online resource (ii, 51 pages) : charts. text txt rdacontent computer c rdamedia online resource cr rdacarrier Staff working paper = Document de travail du personnel, 1701-9397 ; 2021-28 "Last updated: June 17, 2021." Includes bibliographical references (pages 32-36). "Constructing a novel micro-geographic individual-level data set, we study the relevance of shoe-leather costs on cash withdrawals. An unexplored issue in the literature is the consistent estimation of the marginal effect of travel distance on withdrawals when a fraction of unobserved withdrawals have free/low shoe-leather cost, i.e., consumers withdraw upon conveniently encountering a free/low cost withdrawal opportunity"--Abstract, page ii. Consumer behavior Research Canada. Banks and banking Canada. Consommateurs Comportement Recherche Canada. Services bancaires Canada. Bank of Canada, issuing body. Staff working paper (Bank of Canada) 2021-28. (CaOODSP)9.806221 PDF 3.40 MB https://publications.gc.ca/collections/collection_2021/banque-bank-canada/FB3-5-2021-28-eng.pdf