| 000 | 00000cam 2200000zi 4500 |
| 001 | 9.964129 |
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| 003 | CaOODSP |
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| 005 | 20260713091248 |
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| 006 | m o d f |
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| 007 | cr cn||||||||| |
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| 008 | 260710t20262026onca ob f000 0 eng d |
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| 040 | |aCaOODSP|beng|erda|cCaOODSP |
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| 041 | 0 |aeng|beng|bfre |
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| 043 | |an-cn--- |
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| 086 | 1 |aFB3-8/2026-30E-PDF |
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| 100 | 1 |aPriazhkina, Sofia, |eauthor. |
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| 245 | 14|aThe impact of potential retail central bank digital currency on the Canadian financial system during a severe recession / |cSofia Priazhkina. |
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| 264 | 1|a[Ottawa] : |bBank of Canada = Banque du Canada, |c2026. |
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| 264 | 4|c©2026 |
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| 300 | |a1 online resource (ii, 44 pages) : |bcolour illustrations. |
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| 336 | |atext|btxt|2rdacontent |
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| 337 | |acomputer|bc|2rdamedia |
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| 338 | |aonline resource|bcr|2rdacarrier |
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| 490 | 1 |aStaff analytical paper = |aDocument analytique du personnel, |x3110-9195 ; |v2026-30 |
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| 500 | |a"Last updated: June 15, 2026." |
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| 504 | |aIncludes bibliographical references (pages 40-44). |
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| 520 | 3 |a"This policy note examines how a non-interest-bearing retail central bank digital currency (CBDC) could affect the financial stability of Canada's systemically important banks during a severe recession. Stress test results show that the banks remain resilient, maintaining key regulatory ratios even under high CBDC demand. To manage funding outflows, banks scale back balance sheet growth and replace some lost deposits with alternative funding. Profitability stays strong overall, though short-term volatility may occur. To reduce potential risks, the note recommends a gradual CBDC rollout with holding limits, well-timed capital buffer adjustments, early communication of regulatory changes, and coordination with central bank balance sheet policies"--Abstract, page ii. |
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| 546 | |aIncludes abstracts in English and French. |
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| 650 | 0|aCentral bank digital currencies|zCanada. |
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| 650 | 0|aMonetary policy|zCanada. |
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| 650 | 0|aBanks and banking|zCanada. |
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| 650 | 0|aRecessions|zCanada. |
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| 650 | 6|aMonnaie numérique de banque centrale|zCanada. |
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| 650 | 6|aPolitique moneĢtaire|zCanada. |
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| 650 | 6|aBanques|zCanada. |
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| 650 | 6|aRécessions|zCanada. |
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| 710 | 2 |aBank of Canada, |eissuing body. |
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| 830 | #0|aStaff analytical paper (Bank of Canada)|x3110-9195 ; |v2026-30.|w(CaOODSP)9.958938 |
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| 856 | 40|qPDF|s1.72 MB|uhttps://publications.gc.ca/collections/collection_2026/banque-bank-canada/FB3-8-2026-30-eng.pdf |
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