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008260925e20260903oncd    ob   f|0| 0 eng d
040 |aCaOODSP|beng|erda|cCaOODSP
043 |an-cn---
0861 |aFB3-8/2026-38E-PDF
1001 |aXiao, Jia Qi, |eauthor.
24510|aTracking heterogeneous spending patterns with credit card microdata / |cJia Qi Xiao, Jackson Reid, Joey Daniels.
264 1|a[Ottawa] : |bBank of Canada = Banque du Canada, |cSeptember 3, 2026.
264 4|c©2026
300 |a1 online resource (i, 12 pages) : |bcharts.
336 |atext|btxt|2rdacontent
337 |acomputer|bc|2rdamedia
338 |aonline resource|bcr|2rdacarrier
4901 |aStaff analytical paper = |aDocument analytique du personnel, |x3110-9195 ; |v2026-38
500 |aCover title.
504 |aIncludes bibliographical references.
520 |a"Timely and granular spending data are essential for understanding turning points in the economy. In this paper, we introduce a measure of account-level credit card spending, constructed using microdata on credit card balances and payments from TransUnion’s anonymized credit bureau database"--Introduction, page 1.
650 0|aConsumption (Economics)|zCanada.
650 0|aCredit cards|zCanada.
650 6|aConsommation (Économie politique)|zCanada.
650 6|aCartes de crédit|zCanada.
7102 |aBank of Canada, |eissuing body.
830#0|aStaff analytical paper (Bank of Canada)|v2026-38.|w(CaOODSP)9.958938
85640|qPDF|s491 KB|uhttps://publications.gc.ca/collections/collection_2026/banque-bank-canada/FB3-8-2026-38-eng.pdf