| 000 | 00000cam 2200000zi 4500 |
| 001 | 9.966260 |
| 003 | CaOODSP |
| 005 | 20260925131153 |
| 006 | m o d f |
| 007 | cr |n||||||||| |
| 008 | 260925e20260903oncd ob f|0| 0 eng d |
| 040 | |aCaOODSP|beng|erda|cCaOODSP |
| 043 | |an-cn--- |
| 086 | 1 |aFB3-8/2026-38E-PDF |
| 100 | 1 |aXiao, Jia Qi, |eauthor. |
| 245 | 10|aTracking heterogeneous spending patterns with credit card microdata / |cJia Qi Xiao, Jackson Reid, Joey Daniels. |
| 264 | 1|a[Ottawa] : |bBank of Canada = Banque du Canada, |cSeptember 3, 2026. |
| 264 | 4|c©2026 |
| 300 | |a1 online resource (i, 12 pages) : |bcharts. |
| 336 | |atext|btxt|2rdacontent |
| 337 | |acomputer|bc|2rdamedia |
| 338 | |aonline resource|bcr|2rdacarrier |
| 490 | 1 |aStaff analytical paper = |aDocument analytique du personnel, |x3110-9195 ; |v2026-38 |
| 500 | |aCover title. |
| 504 | |aIncludes bibliographical references. |
| 520 | |a"Timely and granular spending data are essential for understanding turning points in the economy. In this paper, we introduce a measure of account-level credit card spending, constructed using microdata on credit card balances and payments from TransUnion’s anonymized credit bureau database"--Introduction, page 1. |
| 650 | 0|aConsumption (Economics)|zCanada. |
| 650 | 0|aCredit cards|zCanada. |
| 650 | 6|aConsommation (Économie politique)|zCanada. |
| 650 | 6|aCartes de crédit|zCanada. |
| 710 | 2 |aBank of Canada, |eissuing body. |
| 830 | #0|aStaff analytical paper (Bank of Canada)|v2026-38.|w(CaOODSP)9.958938 |
| 856 | 40|qPDF|s491 KB|uhttps://publications.gc.ca/collections/collection_2026/banque-bank-canada/FB3-8-2026-38-eng.pdf |