<?xml version="1.0" encoding="UTF-8"?><marc:collection xmlns:marc="http://www.loc.gov/MARC21/slim">
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    <marc:leader>00000nam  2200000za 4500</marc:leader>
    <marc:controlfield tag="001">9.843563</marc:controlfield>
    <marc:controlfield tag="003">CaOODSP</marc:controlfield>
    <marc:controlfield tag="005">20221107152541</marc:controlfield>
    <marc:controlfield tag="007">cr |||||||||||</marc:controlfield>
    <marc:controlfield tag="008">170913s2000    onc    |o    f|0| 0 eng d</marc:controlfield>
    <marc:datafield tag="040" ind1=" " ind2=" ">
      <marc:subfield code="a">CaOODSP</marc:subfield>
      <marc:subfield code="b">eng</marc:subfield>
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      <marc:subfield code="a">n-cn---</marc:subfield>
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      <marc:subfield code="a">CS81-0024/2000E-PDF</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="100" ind1="1" ind2=" ">
      <marc:subfield code="a">Finnie, Ross.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="245" ind1="1" ind2="0">
      <marc:subfield code="a">Student loans </marc:subfield>
      <marc:subfield code="h">[electronic resource] : </marc:subfield>
      <marc:subfield code="b">the empirical record / </marc:subfield>
      <marc:subfield code="c">Ross Finnie.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="260" ind1=" " ind2=" ">
      <marc:subfield code="a">Ottawa : </marc:subfield>
      <marc:subfield code="b">Statistics Canada, </marc:subfield>
      <marc:subfield code="c">2000.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="300" ind1=" " ind2=" ">
      <marc:subfield code="a">22, [16] p.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="500" ind1=" " ind2=" ">
      <marc:subfield code="a">Digitized edition from print [produced by Statistics Canada].</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="500" ind1=" " ind2=" ">
      <marc:subfield code="a">Cover title.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="500" ind1=" " ind2=" ">
      <marc:subfield code="a">"July 2000."</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="504" ind1=" " ind2=" ">
      <marc:subfield code="a">Includes bibliographic references.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="520" ind1=" " ind2=" ">
      <marc:subfield code="a">"Student loan programmes have been the target of a good deal of attention in recent years, and one important set of concerns has focussed on the levels of borrowing and the associated debt loads. Recent post-secondary students appear to have been borrowing more, paying off their debts more slowly, and defaulting in larger numbers than before. This has resulted in concerns regarding, not only the hardship faced by students in the post-schooling payback period, but also access to the post secondary system, as it is felt that individuals have been foregoing, delaying, or slowing down their studies due to the rising debt burdens, and that other decisions such as field of study, which particular institution to attend, part-time versus full-time enrolment, outside work during school, and going on to graduate school, have been affected as well"--Introduction.</marc:subfield>
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      <marc:subfield code="2">gccst</marc:subfield>
      <marc:subfield code="a">Student loans</marc:subfield>
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      <marc:subfield code="a">Canada.</marc:subfield>
      <marc:subfield code="b">Statistics Canada. </marc:subfield>
      <marc:subfield code="b">Business and Labour Market Analysis Division.</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="856" ind1="4" ind2="0">
      <marc:subfield code="q">PDF</marc:subfield>
      <marc:subfield code="s">1.18 MB</marc:subfield>
      <marc:subfield code="u">https://publications.gc.ca/collections/collection_2017/statcan/CS81-0024-2000-eng.pdf</marc:subfield>
    </marc:datafield>
    <marc:datafield tag="986" ind1=" " ind2=" ">
      <marc:subfield code="a">81F0024XPE</marc:subfield>
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